Product Welcome is a commercial health insurance for foreigners, who are long-term residents of Czech Republic and can't be accepted to the public health insurance (law requirements for participation in public insurance aren't sufficed), and therefore need to have arranged a commercial health insurance.

Subject of this insurance are demonstrable costs related to residency of insured person on the territory of Czech Republic or their travelling to other states of Schengen area, which appeared due to medical help of insured person as a result of illness or accident and costs related to their repatriation.